Wednesday   January 7, 2009

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2005, 2006 All rights reserved.

Homeowners Insurance
Property coverages available with Wind outside the Windpool at competitive rates
Homeowner Properties - H03 DP3
Condo Units - HO6


Homeowner Properties - H03 DP3
Available in Florida and Georgia
Homeowner properties LESS than 1,000,000 TIV

All homes built over 30 years must have 4 point inspection
Credits are available for shutters, alarms and up-dates

Following is a list of unacceptable classes
Homes built prior to 1920
Homes with composite roof older than 25 Years and homes with roofs of inferior quality
Homes with wood stove, kerosene stoves or open flame primary heat
Homes with fuse box, aluminum wiring or Knob and tube wiring
Homes in protection classes 9 and 10
Homes with dangerous animals or any animal with biting history
Following breeds of dog:
Akitas, Chows, Dobermans, German Shepherds, Great Danes, Pit Bulls and Rottweilers
Frame construction unless 1st story is masonry and the above stories have hurricane straps
Homes located within 2 miles of salt water except in the wind pool areas
Must be 1000 feet from the water


High value homeowner properties GREATER than 1,000,000 TIV

Personal article floaters also available

Please Note
All homes built over 25 years must have 4 point inspection
Central Station monitored burglar and fire alarm system required


Condo Units - HO6
Available in Florida
Residences GREATER than 350,000 (combining Cov. A and Cov. C)

X-Wind ONLY
Seasonal/secondary residences are eligible
Personal article floaters also available

Please Note
Condos over the age of 35 must have updates to electric, plumbing, roof & heating within the past 15 years
Central Station monitored burglar and fire alarm system required